Financial technology

Fintech is used to describe new tech that seeks to improve and automate the delivery and use of financial services.

Credit Cards

How to deal with credit card offer

If you ‘re a person who carries a balance, charge card deal might be the least thing on your mind today. Credit card offer, no matter how enticing and hassle-free it may appear, may be the most costly loans made by banks, department stores, and gasoline companies for you. Often, no matter how hard you try not to succumb to the temptation the credit card offers, product cravings can often be more effective than the will of the mind. No matter how difficult you try to resist the benefit and leisure the charge card provide, you can not help but to indulge. And the moment the charge card provider offers you a card you can barely await t to be approved and to use it to pay for products and services you expensive. To avoid surpassing your credit limit, by now, you should know when to withstand and indulge into […]

Guide to Acquiring UK Credit Cards

All credit cards come in numerous shapes, colors and sizes. They are available in different types and brands with their own list of lots to offer. UK credit cards are not various from these. When you request a UK charge card online, there are three simple steps you can follow. First, you can explore the list of UK credit cards you might find while surfing the net. Then, you can compare the rates and the charges of these UK credit cards side by side and get ready for the process of removal. After you have weighed the pros and cons and the benefit and disadvantages of your top options, you can now make the last choice, which among the UK credit cards offered would best fit your needs. Then, you might proceed with your UK charge card application by filling out the type online. Things you must know prior to […]

Maximizing the potentials of a low APR credit card

Certainly, if a credit card is used appropriately, it can be the most effective financial tool. However not everybody can afford all the pricey rates of many charge card companies offer. This is where the low APR charge card ushers in — to help individuals who prepare to maintain a balance on their account and not to pay the total monthly. However, what does APR means in a low APR charge card? Essentially, APR is the expense of credit as an annual interest rate. APR means “Yearly Portion Rate ” of charge can be utilized to compare different credit and loan deals. The APR on credit cards is typically computed monthly based on the current amount in the card. The month-to-month interest is computed as if the existing card balance would remain the same over a year; the interest on the quantity over a year (APR) is worked out and […]